Tara Stephens
Coastal Area Manager, SVP
MLO NMLS #544419
Capital City Home Loans, LLC | NMLS# 75615
621 Ocean Blvd | Saint Simons Island, GA 31522
Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Tara Stephens
Coastal Area Manager, SVP
MLO NMLS #544419
Capital City Home Loans, LLC | NMLS# 75615
621 Ocean Blvd | Saint Simons Island, GA 31522
You can afford $300,000
Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Total Amount Paid: $240,000
Estimated insurance needed: $667/month
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Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.
BackWith over 30 years of experience in the mortgage banking industry, Tara brings to her customers extensive knowledge of the financial services market and a solid understanding of the real estate market today. As the Branch Manager/VP of the St. Simons BrandMortgage branch, Tara is dedicated to helping build mortgage solutions that are perfect for each buyer’s unique needs.
Whether you are a first-time homebuyer or looking to purchase a vacation or rental home, Tara Stephens is ready to help homebuyers achieve their dreams. In a mortgage world that is constantly changing, Tara will work hard to get you into the right home, with the right mortgage, for your individual needs. With a reputation for going above and beyond, she is fully committed to helping her customers through the mortgage process and ensuring a smooth transaction for all involved.
Tara is a past board member of the local Chamber of Commerce and the United Way. She has been awarded a Tribute to Women Leaders and named an Affiliate of the Year from the Board of Realtors. She and her husband reside in Brunswick, GA and they have two children. She and her family enjoy boating, fishing and fellowship with great friends.
BrandMortgage offers a wide range of products to meet the needs of each customer. If you have any questions please don’t hesitate to give Tara a call. Let Tara and her team here at BrandMortgage make your dream of homeownership a reality.
DISCLAIMER
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your mortgage consultant.
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Tara Stephens
Coastal Area Manager, SVP
MLO NMLS #544419
Capital City Home Loans, LLC | NMLS# 75615
621 Ocean Blvd | Saint Simons Island, GA 31522
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Tara Stephens
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